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Eligibility

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To help the government fight money laundering and the funding of terrorism, we're required to obtain, verify, and record the identifying information of each person opening an account at STCU. That means we'll ask you for the following:

Government issued ID/Drivers License/State ID or Passport

Your complete physical address

Social Security Number

Date of Birth

Select your eligibility

I live, work, worship, or attend school in Washington.

I live, work, worship, or attend school in North Idaho.

I live, work, worship, or attend school in Eastern Oregon.

I am a relative of an STCU member.

I work for an STCU Community Business Partner.

I belong to a qualified association or organization.

None of the above.

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Available Products

Money Market Checking Savings

MEMBER PREFERRED MONEY MARKET

(Account Disclosure)

Max APY: 3.56% Min Deposit: $0.00

STANDARD CHECKING

(Account Disclosure)

DIVIDEND CHECKING

(Account Disclosure) $2,500 average monthly balance required to avoid monthly service charge. Only one Dividend checking account is allowed per social security number.

Max APY: 0.20% Min Deposit: $0.00

RELATIONSHIP REWARDS CHECKING

(Account Disclosure) Monthly requirements to obtain max APY and avoid monthly service charge. Only one Relationship Rewards Checking account is allowed per social security number.

Max APY: 5.12% Min Deposit: $0.00

FIRST 5 SAVINGS

(Account Disclosure) Only one 1st 5 Savings is allowed per social security number.

Max APY: 7.19% Min Deposit: $0.00

STANDARD SAVINGS

(Account Disclosure)

APY: 0.15%

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	1.00%	1.01%	$0.00	$0.00	N/A
.	3.50%	3.56%	$25,000.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.05%	0.05%	$5,000.01	$0.00	N/A
.	0.10%	0.10%	$10,000.01	$0.00	N/A
.	0.15%	0.15%	$25,000.01	$0.00	N/A
.	0.20%	0.20%	N/A	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.01%	5.12%	N/A	$0.00	N/A
.	0.10%	5.12%	$5,000.01	$0.00	N/A
.	0.10%	0.40%	$10,000.01	$0.00	0 (min)
.	0.50%	0.75%	$25,000.01	$0.00	N/A
.	0.50%	0.75%	$50,000.01	$0.00	N/A
.	0.50%	0.75%	$75,000.01	$0.00	0 (min)
.	1.00%	1.26%	$100,000.01	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.25%	0.25%	$500.01	$0.00	N/A
.	7.00%	7.19%	N/A	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.25%	3.30%	$500.00	$500.00	6 - 12
.	3.25%	3.30%	$2,000.00	$500.00	6 - 12
.	3.25%	3.30%	$10,000.00	$500.00	6 - 12
.	3.25%	3.30%	$25,000.00	$500.00	6 - 12
.	3.25%	3.30%	$50,000.00	$500.00	6 - 12
.	3.25%	3.30%	$100,000.00	$500.00	6 - 12

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.75%	3.82%	$500.00	$500.00	12 - 24
.	3.75%	3.82%	$2,000.00	$500.00	12 - 24
.	3.75%	3.82%	$10,000.00	$500.00	12 - 24
.	3.75%	3.82%	$25,000.00	$500.00	12 - 24
.	3.75%	3.82%	$50,000.00	$500.00	12 - 24
.	3.75%	3.82%	$100,000.00	$500.00	12 - 24

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We have cancelled your application.

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Funding

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Total Deposit

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This account does not have sufficient balance to cover the total required deposit.

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We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

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If needed, use this space to upload any additional
documentation for your membership.

Click or tap here to capture or upload an image or document.

Additional Information

I authorize STCU to verify the information I submitted and obtain a credit report, if necessary.*

I agree

What name/nickname would you like us to use? (If you prefer your legal name please leave this blank)

What code word or secret phrase would you like on your account? *

Are you 18 or older?*

About how much cash do you expect to deposit per month?*

About how much cash do you expect to withdraw per month?*

What is the dollar estimate of your monthly wire activity?*

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

I authorize STCU to verify the information I submitted and obtain a credit report, if necessary.*

I agree

What name/nickname would you like us to use? (If you prefer your legal name please leave this blank)

What code word or secret phrase would you like on your account? *

Are you 18 or older?*

About how much cash do you expect to deposit per month?*

About how much cash do you expect to withdraw per month?*

What is the dollar estimate of your monthly wire activity?*

Continue Or Go Back

About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information